Afshan Butt, My Financial Consultant

Introducing Investors Group Brand Re-Launch.
"Investors Group will evolve to IG Wealth Management to more precisely convey what we do and how we serve Canadians."- IG
At IG Wealth Management, we actively provide financial advice and project plans in tune with your goals and concerns.
... Whether it is obtaining a mortgage, looking into health insurance fit for you and your family, getting a head start with a savings account for trips, or creating a plan for your retirement, IG strives to bring favorable opportunities suitable for your needs.
You can call or email us today to set up a complimentary meeting and discover what possibilities lie in your future.
See More

"Situation: Partners with moderate income have most of their wealth in two condos that won’t provide enough income to support them
Solution: Stop renting, downsize one of their condos, and focus on savings"- Andrew Allentuck

"I got too caught up in the fear of missing out and trying to make a quick buck," he said this week. "The losses have pretty much left me financially ruined." Pete Roberts of Nottingham, England.
Letting your money sit untouched in a savings account is not ideal for financial growth. However, blindly investing it during market booms is not ideal either.

This is exactly what I try to illustrate in my seminars when teaching University students. It’s straight forward. Whether or not you want to use an advisor. Start now, keep it simple.
Here’s a person who at 25, had $100,000 in the bank. He’s now basically set for life:
“I didn't profit off of an amazing investment strategy or some lucky cryptocurrency bubble...I've already reached the goal that's driving so much stress in this world, and because of that, I've unlocked endles...s opportunities. The amazing part is that my strategy is so easily replicated by anyone who's dedicated.”
Every one of my clients who has started investing with me in their 20’s-30’s have seen a plan I’ve drafted up for them. The plan projects basic returns of 6-7% that will eventually lead to a net worth of 1-2 million depending on the age they decide to retire.
Becoming a millionaire isn’t an unreachable goal, arguably, it’s what you need to just simply retire now.
See More

Sitting down with the right advisor will provide a variety of financial paths fit for your needs. By creating an all-inclusive plan, your financial portfolio will not only become secure, it will develop your net worth over time. And as it enables growth oppurtunities, you will find that investing your money in to assured financial options becomes effortless.
"When sizable assets are involved, going without a detailed, comprehensive plan could put your financial future at risk...."
1) Weighing the pros and cons: "Pros and cons will need to be analyzed using a rigorous approach, and you need a financial advisor with the knowledge and experience to do that. The financial advisor also needs to know how their recommendation in one area – such as personal tax planning – can affect other areas like insurance, investments, retirement planning and estate planning."
2) Investing the time in a meeting: “Get a feel for the advisor, because you have to like and trust this person."
See More

1) More and more we hear that naive young, graduate medical professionals are being taken advantage of through various debt lenders:
"Some of these mistakes, include making lavish purchases as a reward for their years of study and sacrifice; falling prey to real estate agents suggesting they deserve a home large enough to be worthy of their newfound professional standing and being overconfident that their academic and professional achievements make them qualified to make comp...lex financial decisions".
2) Institutions benefit off of the interest paid on the physicians debt load:
"Mortgage brokers and other financial institution are putting more efforts and resources into marketing special mortgaging services to young physicians and medical residents".
3) Look into having a sit down with a financial planner who provides debt and income management that will increase your net worth and lower your interest paid.
See More

"If opportunity doesn't knock, build a door"- Milton Berle
Be a part of the growth. Seeking for that perfect job can become a tiresome task, however, recognizing your strengths and abilities will narrow down your options in finding something that is more to your fit instead of it being just perfect.
These rates will increase and decrease at any time, so don't just wait for miracles, take charge of the current situations to build your future.

Martin Pelletier: If one is investing for the long-term then start thinking long-term in regards to portfolio design and implementation.

As a new week starts, lets spare a few minutes at our desks to try these simple yet effective movements. Give your body and mind short breaks to rejuvenate your energy and increase productivity.

Huge thank you to Amulya Karwal and Jimy Mathews at the Shoppers Drug Mart Pharmacy for your donation today. You’re truly so kind.
To Meahgan Murphy at Metamorphosis Boutique Spa and Laser Clinic, your clinic has been more than generous. Your contributions will go a long way!
For those of you looking to drop off items, there is still plenty of room.

We are thrilled to have the opportunity to be further involved with our sponsorship with the Dental Student Winter Charity initiative. In less than a week, I will join the dental students association embarking on a volunteer trip to Central America.
Super stoked, kinda nervous —the immunizations I have to get are making it real.
Some of the dentists that are a part of our initiative are already down there working due diligently to help our cause. They have sent us a list of ...things they are still in need of.
Clients and friends have asked if they could send some items with me as a part of the cause. I have set up a suitcase in my office that I will be taking. This will hopefully be full of medical items, clothing and supplies from every lovely person who wanted to participate. I will be donating all of it once we arrive at our destination.
If you’d like to bring something to add to the suitcase it will be in my office until I leave on the 15th of February!
Please see below for email from Dr. Brian Smith who is currently working down there and a list of things they still need.
For pain management and symptomatic treatment:
-Tylenol and Vitamins -Prenatal Vitamins -Children’s Vitamins -Muscle Rub Creams -Probiotics (capsules of Adults and drops for kids – non refrigeration types) -Tums -Miralax -Iron -Saw Palmetto (herb that helps old guys with prostate) -Generic Eye Drops -Azo (urinary pain tablets –over the counter) -Melatonin -Any kind of Cold Medication -All inhalers -Pregnancy Tests -Ace Bandages -Gauze
Any OTC meds for both Adults and Children – liquid pain meds, liquid antihistamines, liquid kids cold meds, pedialyte/bottles, formula for infants, wart medications
Household and personal items:
-Ankle braces -Wrist braces for carpel tunnel -Baby clothes are huge -Children’s clothes -Any old reading glasses -Pain creams -Toothbrushes -Toothpaste.. Always -Soaps, creams Shampoos -Towels -Adult male clothing like t-shirts, hats -Umbrellas, rain jackets -School Supplies
Thank you so much to those who expressed interest in being a part of this! Wish me luck.
-A
See More

Professional Development Week was a great success. Special thanks to the PDW planning committee who put hours of work in to this event. Shout out to all of the pharmacy students who came in from all over Canada; you made the donation of our “Leave Your Mark” project possible.
It is an honour for us to have created such a memory and to be able to donate it to the Alberta Pharmacy Students Association.
We will be drawing ballots next week for all of the prizes: Akaso Sports A...ction Camera, Google Home Mini, Rogers Place skate tickets and a Google Chrome cast! For those of you who asked us to reach out, we will get to all of you by the end of next week.
Safe travels back to your city. If you reside in Edmonton, see you at our next Winter Lunch n’ Learn: “Graduated, Now what?”
#PDW2018 #Edmonton
See More

So excited for our prize giveaways at this years PDW Conference:
GoogleChromeCast
GoogleHomeMini
... Akaso Ek7000 Sports Action Camera
#HealthFair #PDW2018 #YEG
See More

Be proud of your government, workforce and our community.
Our economy added 422,500 jobs last year. Canada’s unemployment rate is at its lowest in over 40 years!

Lowering the small business tax rate to 9%.

Honoured to be the major sponsor at APSA's Welcome Reception, at our very own University of Alberta. This is an integral part of our team's commitment, and we look to partner with student body groups like you.
For those of you coming back from summer vacation, welcome back. For those of you starting in your first year, Congratulations and welcome.
We look forward to another year of hosting financial workshops, supporting PDW this year and of course, we'll see you at the highly anticipated, Mr. Pharmacy. #Pharmacy #AlbertaPharmacyStudentsAssociation #WelcomeReception #UofA

Meeting with our President and CEO of IGM Financial. Next stop, Montreal and Ottawa

Canada's economy is expanding at its fastest annualized rate in six years, Statistics Canada reported Thursday.

Works tirelessly for you. Great service. Really educated me on my finances and financial situation, which helped me be better prepared for my future.

What I love about working with Afshan as my Financial consultant is that she really takes the time to outline the importance of financial management and investment from an early age. She simplified concepts so that they were easy to understand and really helped forecast for me the outcome of my financial management for short term and long term goals. I am very satisfied with her flexibility with her appointment times that work within my schedule. I realize now that I am making money versus letting it sit in a savings account...and Afshan has played a huge role in making that happen. I would recommend Afshan to anyone who is wanting to manage their money now and invest for the future!

She really helped me out and gave me a clear understanding of my finances as well as where I could invest. Five star

I was lucky enough to catch one of Afshan's amazing presentations, and over two years later, now consider her my trusted advisor who i look forward to working with for a very long time. She is a dedicated financial advisor who has taken the time and effort to get to know my partner and I's financial needs. Over the years, Afshan and her team have significantly put us in an all around better financial position. I am always confident that a referral to Afshan will result in a client well-served.

I have worked with a few people in the financial service industry, but no one is as invested in you as a person like Afshan. Her passion for her clients radiates through in the amazing work and effort she she gives each client. She is extremely knowledgeable about many options to help maximize and reach your financial goals. Absolutely a great financial adviser and a strong asset to your financial future!

Ashan is an excellent Financial Consultant. Shes thorough, honest, relatable, and above all she truly cares about your financial well being. I feel confident about where my money is going to put me in the right direction for the rest of my life. I would highly recommend her to anyone seeking assistance.



Thanks so much Afshan for everything you do! :)

As a recent grad, the transition from school life to the professional world has been eye opening to say the least. Afshan has helped me so much with this when it comes to my financial planning. She has taken the time to explain even the most basic concepts I wasn't too clear on and has given me all the information I have needed to understand my situation, where I need to be based on my goals and has layed out a clear plan on how we can get there. She has been invaluable so far and I have no doubt she will be a big part of my financial picture for years to come!!

Afshan was very prompt to arrange a meeting with me in short notice. Most surprisingly she put my interest first and after our meeting I had a precise understanding of my risk tolerance for investing. She had accurate knowledge of every question I had. I would not hesitate to meet with her again to discuss in further detail of the types of investment accounts.

Afshan is the real deal. She cares about you as a person, not just a client, and does her absolute best to make sure that you understand your investments and that you are prepared for your retirement. We've been so lucky to have met her, and we are so happy to be her clients. We recommend her to everyone. (I even have her business cards in my car!!)

Works tirelessly for you. Great service. Really educated me on my finances and financial situation, which helped me be better prepared for my future.

What I love about working with Afshan as my Financial consultant is that she really takes the time to outline the importance of financial management and investment from an early age. She simplified concepts so that they were easy to understand and really helped forecast for me the outcome of my financial management for short term and long term goals. I am very satisfied with her flexibility with her appointment times that work within my schedule. I realize now that I am making money versus letting it sit in a savings account...and Afshan has played a huge role in making that happen. I would recommend Afshan to anyone who is wanting to manage their money now and invest for the future!

She really helped me out and gave me a clear understanding of my finances as well as where I could invest. Five star

I was lucky enough to catch one of Afshan's amazing presentations, and over two years later, now consider her my trusted advisor who i look forward to working with for a very long time. She is a dedicated financial advisor who has taken the time and effort to get to know my partner and I's financial needs. Over the years, Afshan and her team have significantly put us in an all around better financial position. I am always confident that a referral to Afshan will result in a client well-served.

I have worked with a few people in the financial service industry, but no one is as invested in you as a person like Afshan. Her passion for her clients radiates through in the amazing work and effort she she gives each client. She is extremely knowledgeable about many options to help maximize and reach your financial goals. Absolutely a great financial adviser and a strong asset to your financial future!

Ashan is an excellent Financial Consultant. Shes thorough, honest, relatable, and above all she truly cares about your financial well being. I feel confident about where my money is going to put me in the right direction for the rest of my life. I would highly recommend her to anyone seeking assistance.



Thanks so much Afshan for everything you do! :)

As a recent grad, the transition from school life to the professional world has been eye opening to say the least. Afshan has helped me so much with this when it comes to my financial planning. She has taken the time to explain even the most basic concepts I wasn't too clear on and has given me all the information I have needed to understand my situation, where I need to be based on my goals and has layed out a clear plan on how we can get there. She has been invaluable so far and I have no doubt she will be a big part of my financial picture for years to come!!

Afshan was very prompt to arrange a meeting with me in short notice. Most surprisingly she put my interest first and after our meeting I had a precise understanding of my risk tolerance for investing. She had accurate knowledge of every question I had. I would not hesitate to meet with her again to discuss in further detail of the types of investment accounts.

Afshan is the real deal. She cares about you as a person, not just a client, and does her absolute best to make sure that you understand your investments and that you are prepared for your retirement. We've been so lucky to have met her, and we are so happy to be her clients. We recommend her to everyone. (I even have her business cards in my car!!)