Cory Vance Mortgage Professional
About Cory Vance Mortgage Professional
Getting the best rate is important, but getting the best advice is in your best interest.
Cory Vance Mortgage Professional Description
Cory Vance is a Mortgage Broker and Partner with A Better Way Mortgages, a top Dominion Lending Centres franchise with offices in Calgary, Red Deer, Medicine Hat and Vancouver.
Cory’s 20 years of financial services experience comes from working for some of North America’s top financial institutions. With experience ranging from residential and commercial lending to asset-backed lending and sales management.
Prior to opening a mortgage brokerage, he honed his skills in delivering exceptional customer service while tailoring mortgage solutions for a variety clients. Working for the largest financial institution in the country gave him opportunities to help many families achieve their dream of homeownership.
Moving to a more entrepreneurial role was a natural process while providing the platform to further educate clients while providing the level of options that are too often overlooked when making the largest purchase decision of their life. Through creative solutions, in-depth knowledge and access to lenders, clients, and other mortgage brokers can all benefit.
Mobile: 403-614-9211
Email: cory@coryvance. ca
www. coryvance. ca
Reviews
A HELOC (Home Equity Line of Credit) can be a powerful financial tool, allowing you to finance renovations, or the purchase of a rental property. However, it's important to read the fine-print to ensure that you won't run into problems when the time comes to sell your home if your HELOC has a balance owing.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=1756
If you're struggling financially or have a low income, it may feel like you're staring up from the bottom of a deep, dark well. There are steps you can take to start your climb back up to the light. It starts with planning.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2809
Do you have a plan in case your home gets flooded or is damaged by severe weather? A study by the University of Waterloo suggests that if you do, you're in the minority even though 1 in 5 Canadians live in an area prone to floods. Many Canadians in disaster-prone areas either find insurance premiums unaffordable or lack prevention measures such as sump pumps.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2812
How well do you know your credit score? A recent study by Equifax shows that less than half of Canadians check their credit score regularly with almost a third of respondents admitting to never checking their credit score. It's critical to ensure that the information reported on your credit bureau is accurate and that any suspicious activity is caught and acted on quickly.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2795
It's mid-January and holiday bills are starting to come in. If you found yourself struggling financially over the holidays, there are steps you can take over the next year to make the next holiday season less stressful
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=463
New housing construction decreased slightly month-over-month in December, but still remain elevated compared to historical trends for the time of year.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2774
The Bank of Canada has elected to hold its Policy Interest Rate at 1.75%. The Bank of Canada cites recent decreases in oil prices as a contributing factor. As a result, variable-rate credit products should see no corresponding changes in interest rates.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2766
When you're buying a home, you need to prove you'll be able to make the mortgage payments going forward. That means that you will need to provide proof of income, including how much you make annually, and how long you've been with your current employer
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=1123
There are many advantages to getting pre-approved for a mortgage. These include an opportunity to increase your down payment, locking in a lower interest rate, and being able to include renovation costs into your mortgage balance among many others.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=502
New year, new changes to Federal and Provincial income tax coming into effect.
There are a number of changes affecting both individuals (Canada Pension Plan and Employment Insurance contributions) and Businesses (Small Business Tax Rate). Talk to your financial professional today to find out how you can optimize your tax return
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2724
How would your pocketbook handle an interest rate hike?
If interest rates increase as predicted, it is important that you take steps to either ensure that your budget can withstand a sudden increase in expenditures, or find out how to restructure your finances in order to stay out of trouble. Talk to your mortgage broker to find out how they can help.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2714
As 2018 nears its end, you may be giving some thought to your New Year's Resolution. Here are some small steps you can take to help make your financial resolutions a reality.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2708
What would you do for a stable Financial future?
Over two thirds of employees that don’t have a company pension plan, would change employers to get one.
Do you believe companies can no longer afford to offer retirement packages to their employees, or is this something that needs to change?
... Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2700
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You may wonder "Why go through a mortgage broker?" Well, most banks try to sell mortgages by offering lower rates than "the other guy" while other conditions of the mortgage may not be optimal for your situation. Your mortgage broker will not only look at the rate being offered, but will look into other factors you may not have even known are important.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=445
If your home is on the market over the holiday season, there are a few ways you can take advantage of this time of year to increase your home's curb appeal and festive aesthetic to holiday home-buyers
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=444
Mistakes were made. Lessons were learned. Now it's time to deal with the aftermath and dig out from the hole that is Bad Credit. It will take dedication, discipline and time. That doesn't make it impossible, or even difficult.
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=1918
Studies have shown that upwards of 70% of home buyers end up breaking their 5-year term mortgages. Doing this can result in hefty penalties from your financial institution, but there is a way to limit the penalties involved with breaking a mortgage term early - the Portable Mortgage
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=447
The pace of new housing starts in November was higher than analyst expectations according to the Canada Mortgage and Housing Corporation. Do you have any new housing construction going on in your neighborhood?
Learn more by reading my new blog post: https://www.clearhome.ca/links/?b=CoryVan ce&l=2645
An interesting turn for variable rate mortage holders and anyone who was feeling nervous about increased interest rates in 2019. If you find the mixed messages confusing get a licensed mortgage broker to assess your situation.