Independent Cash Management Solutions Ltd.

ICMS helps your business get the best interest rate on surplus cash as it flows through your bank accounts.

Do you operate a business account and want to improve your daily banking, but don’t want to change banks?

ICMS offers Manulife Bank Business Advantage accounts to commercial banking customers. Link a Business Advantage account to your existing account to create a "parking spot" for cash you are not using to write cheques.

Our Cheque-Up! pricing model monitors published pricing of the 57 account plans at the five major banks. A Basic Report can tell you which combination of account plans and savings accounts is the best match for your business. At your existing bank, and every other major bank.