Ipc Securities Corporation - D/S Wealth Management

A good information piece on the ups and downs of the stock market.

Staying Invested is Best - this piece illustrates the benefits of staying invested through a number of different events. In 10 of the 15 crisis events below, investors would have generated more wealth staying invested. In those 10 events investors who remained invested would have outperformed by an average of 26.1% over five years, not including dividends. This is versus selling after a crisis and waiting for one year before reinvesting.
Source: CI Investments, August 2018...
Legal Stuff: The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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When approaching the end of an economic cycle and the risk of a recession has increased, investors often wonder how they should adjust their fixed income exposure accordingly. Historical evidence shows that tilting fixed income exposure to high quality government bonds with longer duration, often enhanced returns in periods of market stress. See illustration below.
1. Periods of Market Stress defined as periods where the S&P 500 Index has declined by more than 15% from peak t...o trough. 2. High Yield Bonds refers to Barclay's VLI Index (USD). Floating Rate Notes refers to S&P/LSTA Leveraged Loan Index (USD). US Preferred Shares refers to the S&P U.S. Preferred Stock Index (USD). US 10 Year Treasuries refers to Bank of America Merrill Lynch Current 10-Year US Treasury Index (USD). US 30 Year Treasuries refers to Bank of America Merrill Lynch Current 30-Year US Treasury Index (USD). Canadian LT Government Bonds refers to the FTSE TMX Canada All Government Bond Index (CAD). Global Govt Bonds refers to the Barclays Global Aggregate Bond Index (USD-Hedged). 3. Inception date of the S&P U.S. Preferred Stock Index (USD) occurs after Dot-com Bubble
Legal Stuff: The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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A great look at energy use in the United States in 2017. Petroleum and Natural Gas make up 64% of the total consumption. In the last two years the largest increases have been Solar Energy (up 46%), Wind (up 29%), and Hydro (up 16%). Although all three make up only a small portion (approximately 6%) of the overall energy consumption.
Source: http://www.visualcapitalist.com/visualizi ng-u-s-energy-con…/
Legal Stuff: The views and opinions expressed in this commentary are thos...e of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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Interesting tidbit of information - Google dominates 90% of all searches by folks in the United States, with over 3.5 billion (yes with a "b") searches per day.
Source: http://www.visualcapitalist.com/this-char t-reveals-googles…/
Legal Stuff: The views and opinions expressed in this commentary/post are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliab...le, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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Over the years our practice has developed a niche for assisting women - primarily divorced and widowed - develop a financial plan unique to each of their individual needs. Here is our article called Women and Wealth, which includes a E-Book for download. We hope it provides some value. Please feel free to ask any questions.
http://www.dswm.ca/archive/article/857479 …
Download the ebook: http://www.ipcprivatewealth.ca/Women_Weal th_Build_Financial…

With all of the "trade-war" rhetoric going on, it is interesting to examine the top imports and exports for each US state. The large majority of imports (approx. 60%) enter the US economy as intermediate inputs and capital goods (raw material, parts, machinery, lumber, chemicals, steel, semiconductors, etc.) for US firms. They then transform those inputs, using American workers, into final goods and some end up leaving the country as US exports. Import tariffs and protecti...onism would make these imports more expensive for US producers and manufacturers, and would likely result in a decrease in US exports, which would lead to a reduction in US jobs. (Source: AEIdeas - www.aei.org/publication/tuesday-evening-l inks-12/…)
Legal Stuff: The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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Interesting Tidbit: Google, Facebook, and Apple versus the market index capitalization in other large countries.....they dwarf other country stock markets.......
Source: AllianceBerstein https://blog.alliancebernstein.com/…/fa cebook-scrutiny-rais…
Legal Stuff: The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed t...o be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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Interesting tidbit of information: U.S. crude exports increased sharply in 2017, the largest customer....Canada (although down from 61% in 2016).... Source: EIA U.S. Energy Information Administration https://www.eia.gov/petroleum/weekly/

Interesting tidbit of information, Apple now selling more watches than Switzerland......
Source: Statista https://www.statista.com/…/12…/apple- watch-vs-swiss-watches/

An excellent look at the top 10 companies from 1917, 1967 and 2017 (Source: https://howmuch.net/…/100-years-of-amer icas-top-10-companies via Howmuch.net)
The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as... a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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"Investors are riding a wave of irrational exuberance according to a Bank of America Merrill Lynch survey. Investors are also taking out less downside protection and holding less cash."
The attached illustrates excessive risk-taking at levels we have not seen before.
Look at your portfolio, do your equities (stocks) need re-balancing. Consider taking some profits off the table and adding more protection.
... (Source: Bloomberg Markets, BofA Merrill Lynch Global Fund Manager Survey)
The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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Warren Buffett uses a gauge to determine whether the S&P 500 (U.S. Stock Market) is expensive. What he uses is the total market capitalization of U.S. stocks relative to the GDP of the country.
Today it sits at its highest level since the technology bubble of 2000. In fact, it's the second highest it has ever been in history.
What do you think this means moving forward? Message me and I can provide you with some thoughts.
... The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contained herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada.
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A nice summary from TD Bank regarding proposed changes to Private Corporations, including last weeks announcements regarding passive income earned on investments within a corporation....

Good article on the cost of post-secondary education.....

Interesting charts regarding the valuation of U.S., European and Emerging Market stocks from The Institute of International Finance (@IIF). They say "#US and Euro Area #equities look significantly overvalued, while #emergingmarkets remain undervalued compared to long-term averages".....what do you think?
The views and opinions expressed in this commentary are those of Andrew Suthern and may not necessarily reflect those of Investment Planning Counsel. The information contain...ed herein was obtained from sources believed to be reliable, however, we cannot represent that it is accurate or complete. This commentary is provided as a general source of information and should not be considered personal investment advice or tax advice or a solicitation to buy or sell any securities. Before acting on any of the above, please contact your advisor for individual financial advice or a professional tax advisor for tax advice based on your personal circumstances. IPC Securities Corporation is a member of the Canadian Investor Protection Fund and of the Investment Industry Regulatory Organization of Canada
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TODAY IN HISTORY On Oct. 19, 1987, the stock market crashed as the Dow Jones Industrial Average plunged 508 points, or 22.6 percent in value - its second biggest percentage drop.