Richard Panuelos, Realtor And Mortgage Broker

I am a REALTOR and a Mortgage Broker. I am fully licensed in the province of Alberta and I would like to help you with your Real Estate and Mortgage Needs.

Why Use me as a Mortgage Broker | Associate?
Mortgage rates and products are constantly changing, and the Canadian Market is more competitive than ever before. By choosing me as your mortgage associate / broker, you can access all your mortgage options with just once phone call, one application. I will work on your behalf to find the Right Mortgage for your situation. I can place your mortgage with whatever lender is the best fit for you, whether it’s a major bank or even a private lender. I am not affiliated with any lender, this guarantees you the BEST INTEREST RATES, the best options and a wide variety of programs. Best of all, there is no cost to you!


Why Use me as a Realtor?
At CIR Realty, we believe that buying or selling your home should be great experience, and that's why we try to give you the best resource to help guide you through the process.

Whether buying or selling a home, using me as your Realtor you can trust that I will ensure the transaction is completed competently and professionally. You don't have to worry about the details. I can take care of them for you. I will give you advice with an intimate knowledge of the local housing market. And you can count on the help of a professional who has committed to service with integrity and competence.

Below are some advantages you can get when you use me as your Realtor:
1. I will help you determine your buying or selling power.
2. With many resources, I will assist you in your home search.
3. I can assist you in the selection process by providing objective information about each property.
4. I can help you negotiate.
5. I will provide due diligence during the evaluation of the property.
6. I can help you in understanding different financing options and in identifying qualified lenders.
7. I can guide you through the closing process and make sure everything flows together smoothly.
8. When selling your home, I can give you up-to-date information on what is happening in the marketplace and the price, financing, terms and condition of competing properties.
9. I will market your property to other real estate agents and the public.
10. I will know when, where and how to advertise your property.
11. I can help you objectively evaluate every buyer's proposal without compromising your marketing position.
12. I can help close the sale of your home.