Stephen House Agency Inc.

Representing the Cooperators

Estate planning is not just for the millionaires and neither is the purchase of life insurance. Actually it is more important for those who are not millionaires. The basic approach to life insurance is to provide liquididty to pay off debt, replace family income or to provide cash to pay taxes triggered by death. To have these cash burdens picked up by the insurance company makes economic sense and takes advantage of dollar leveraging. People buy insurance to pay for the tax liability so more of their estate goes to their beneficiaries
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