Thomas Carrozzier - Sun Life Financial Advisor

As an advisor, my goal is to help clients and their families achieve lifetime financial security.

Financial planning is the continuous process of arranging your affairs to meet your wishes regarding the creation, use, conservation, and ultimate disposition of assets.

This statement discloses three very important truths about financial planning:

1. It is an ongoing endeavour. That is, a plan must be updated as circumstances dictate and as perspectives change.

2. It must be customized to reflect individual priorities, resources, and values.

3. It is about much more than saving and investing. It is also about mitigating risk, managing taxation, and ultimately preserving wealth.

While there is ample evidence that Canadians who work with a advisor have more assets and feel more confident, advisors are not all created equal.

My approach is holistic and customized. Before making recommendations I look to gain a good level of appreciation of my clients' situations by conducting a thorough analysis of their assets, liabilities, and personal objectives.

With respect to my business philosophy, I am an extension of my clients. My sole purpose is to help them better understand their needs and obtain the most value from any decisions.

When I say I take service seriously, in concrete terms this means that:

1. I can easily be reached
2. I respond to questions and concerns promptly
3. I meet with people at a time and place that is convenient for them

So, feel free to contact me at your convenience. I would be happy to work together with you to design, implement, and maintain a financial plan that will allow you and your family to feel confident about achieving lifetime financial security.